从2026年1月开始，AI风险到底算不算承保范围将被保险业写进条款。Verisk推动的AGI排除背书以2026年1月开始生效，把一块长期模糊的责任边界变成行业文本。
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Last year, a judge for California's Office of Administrative Hearings ruled that the company had engaged in deceptive marketing by describing its fleet's driver assistance systems as "Autopilot" modes. The court argued that Tesla's Autopilot and “Full Self-Driving Capability” (FSD) did not meet the necessary autonomous driving criteria under NHTSA’s Levels of Automation system — the features are rated by the NHTSA as Level 2 automation, where Level 5 is a fully autonomous vehicle. The decision claims features need to be at least Level 3 to be described as "self-driving."